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Why should I use Multi-Factor Authentication?

Nowadays, everybody has a bank account for their savings or even a mortgage for their house. Banks, as you may be aware, are very conscious about security and they spend millions annually in Cyber Security. For that reason most banks, when you login into your account, send you an SMS to prove that “you” is “you”. Other banks use their own application to send alerts and even other have their own device with random numbers to enter when login into their portal. Any of these technologies are called Second Factor Authentication as they offer another level of security when using an online account.

At the same time, you know that having a weak password is like leaving the door of your car opened or even the door of your house. In today cyber world a simple password is not good enough anymore as, according to a recent article by Tripwire, it is not matter of if your password will be breached but when.

This also isn’t something that’s unique to individuals alone, but to small businesses as well. 61% Small and Medium Businesses (SMB) believes that this type of extra security is not for them. But guess what, they are wrong. If you read my article last week, Small Businesses targeted by Cyber Attacks, you will find out that SMBs are not as safe as they were before.

The best case scenario is that your personal Facebook password is leaked and you are embarrassed. However, on the other hand, if your personal or business bank password is leaked you and your business can easily end up financially devastated. Think about the consequences.


What is multi-factor authentication?

Every application, or almost all of them, have a Multi-Factor Authentication feature which you need to enable to provide another level of security. This is where you confirm that it’s actually you logging in on a new device, and typically takes the form of a one-time code being texted to your mobile. This is used from Google and Facebook up to Banks where they force you to have that level of security.

If you want to “see-and-play” how it is done on Facebook, just open Facebook. Go to “Settings” after that go to “Security and Login” on your left-hand side,  and down the list, you will see “Use two-factor authentication.” Click “Edit” on the right-hand side to enable, disable and change your phone number.

Be safe out there, until next Malware Monday.

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